Personal Finance Learnings

Our twitter inspiration for the day – @RichifyMeClub Compounding without time Stocks without up and down trends Wealth creation without patience Equity without roller coaster ride Investing without managing emotions Personal finance without emotions

Automating Emergency Fund

As per recent reports over 82% Indians have had a financial impact due to ongoing Covid19 pandemic. This means that there is a greater need to create and maintain emergency fund. Emergency fund as experts describe is 3-6 months of corpus equivalent to average monthly expenses which need to be stowed away in highly liquid Read More

  • Posted by: admin
  • 2019-12-23

Financial Planning – The Demon

In my first blog i.e. “Saving – A Herculean task”, I slightly touched upon some challenges in the Personal Finance Management space. So here I am with some first hand experiences and learning against one of the biggest and most ignored challenges i.e.   “Financial Planning – The Demon” Absence of Financial planning can eat up Read More

  • Posted by: admin
  • 2019-12-10

Even Billionaires Save before they splurge

It was interesting to read an article in Economic Times which mentioned Billionaires like Mark Z, Warren B and Richard B ( Yes!) have all been frugal before they become billionaires and to this day continue the habit. Frugality is a virtue which allows you to hold on to your wealth. Buffet to this day Read More

  • Posted by: admin
  • 2019-12-03

Saving – A Herculean Task

What could be worse than living under Financial Stress, not because you are not earning enough to meet the ends instead because of your negligible knowledge about Personal Finance and Financial Planning. Investment is a distant star when you don’t know how to save. And I know there will be many others like me who Read More

  • Posted by: admin
  • 2019-11-29

Is savings cumbersome?

Several youngsters told us that they find it difficult to plan savings , decide what is the correct amount to save, should they get spending, how much should they cut spending etc. There are many thumb rules available for savings and easiest thing to do is to adopt a save first approach. Which means the Read More

  • Posted by: admin
  • 2019-11-28

Decline in Savings Inclination

In the course of last 4-6 weeks we have interacted with many youngsters, individuals , businessmen and the one common recurring theme we have seen is people do not realize that savings is something which directly relates to financial independence and since this fact is not understood the inclination to save has been steadily decreasing Read More

  • Posted by: admin
  • 2019-11-27

We are here!

upSAVE was conceptualised with a mission to inculcate savings behaviour in millennials. It was formed with an idea of helping individuals who aspire to save but struggle to maintain balance between spending and saving due to lifestyle needs. We, founders come from a humble background and have experienced same saving challenges throughout our lives.